100% independent Dubai real estate advisory
One point of contact from the first conversation to closing — and beyond. Ritu works exclusively for buyers, never developers. Trusted by Indian families across Singapore, India, the US, Canada and Europe making their first — or next — Dubai investment.Trusted by Indian families across Singapore, India, the US, Canada and Europe. Independent advice, verified data, the conviction to tell you when to walk away.
Ritu Kant OjhaCEO, Proact Luxury Real Estate · RERA BRN 71195
No cost for the first conversation. Check if your current broker is trustworthy →
Why this advisory
Advice is only worth something when the person giving it has no financial reason to mislead you. Here is how this practice is structured to keep that promise.
As seen in
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Years of seeing through market noise
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Due diligence before advising property
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Point red-flag checks for clients
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Lifetime support and direct access
The investment challenge
Dubai is built for action, but action without logic is speculation. The market is fast, noisy, and often misleading. Here is how I filter out the chatter and build the conviction to allocate capital with certainty.
Free tools · ADVICEdge
Eight questions on your money, timeline and reasons. Move now, tighten up, or wait.
Enter a price, rent and service charge. See day-one cash and the yield after costs.
Thirty questions about whoever is advising you. A green, amber or red signal before you sign.
The advisor
“Data over hype. Every time. The best property decision you can make in Dubai is the one where nobody had to sell you on it.”
Former financial journalist at Bloomberg and CNBC. IIM Lucknow alumnus. UN-accredited for climate conferences. Keynote speaker at GITEX, IITs and Fortune 500 companies. Now a Dubai-based real estate advisor who works exclusively for buyers — never for developers.
Author of Real Conversations and the forthcoming The Only Difference. Columnist for Khaleej Times and BusinessWorld. Host of the Real Conversations podcast.
Latest work
The latest from Khaleej Times, BusinessWorld and the insights blog — straight talk on Dubai property backed by numbers.
red flags in Dubai off-plan property
The biggest red flags in Dubai off-plan sales pitches are pressure to pay fast, promises of guaranteed returns or a visa, missing permit and escrow details, and costs that stay vague. Ask for every claim in writing. Chec
Articledubai property
Most buyers treat a post-handover payment plan as a price concession. It is not. The developer defers a portion of the purchase price past delivery, but the total obligation does not change.
ArticleDubai escrow account
A Dubai escrow account is a separate bank account for one off-plan project. Under Law No. 8 of 2007, your payments go there, and the money is meant only for building that project. The developer's creditors cannot seize i
ArticleDubai developer track record
To check a Dubai developer's track record from abroad, use public records. First, confirm the developer and the project in the Dubai Land Department (DLD) records on the Dubai REST app. Next, check the trade licence, the
PressThe downfall of a property empire that left behind $300 billion in debt has ended in a life sentence. Evergrande’s $300 billion debt was revealed in 2021 as the company struggled to meet interest payments. Ritu Kant Ojha
Long-form conversations with founders, bankers and operators. Watch on YouTube.
In their words
"I was badly stuck in a property deal in Dubai due to poor advice by a broker. I found Ritu Kant on a podcast and pinged him with no hope. He helped me as if I was buying through him. And guess what! He got me out of the deep hole. He did not make a single dime from me still went out of his way."
Alan — Luxembourg
In the media
Selected appearances across podcasts, television and print — where the conversations happen beyond the boardroom.
Stay connected
Trust architecture
Real estate markets move. Volatility is a fact. But while I can’t control the economy, I can guarantee my conduct. My fiduciary commitment ensures that my advice stays objective, even when the market gets loud.
Your interests before all others — including the developer and my own compensation.
Every incentive, risk, and limitation — transparent, documented, and shared with you.
Your financial information and investment strategy stay strictly between us. No exceptions.
Rigorous property verification against raw RERA data. I trust the math, not the rumors.
Documented rationale for every recommendation I make. I stand by my word.
